Investors confused – Mirae Asset AMC launching new funds in old packets

Mirae Asset AMC is a perfect example of how AMC’s take investors for a ride for commercial reasons and then why SEBI has to do what it does. Over last 2 years Mirae Asset has changed positioning of its two flagship funds and has left its investors confused. While they would have their own correct […]

The motivated ignorance of staying invested with underperforming funds

We all are conditioned to believe that we need to be optimistic to make money in equities, what goes down, bounces back, is the mantra we all hear in every conversation. But there is a thin line between being optimistic and ignorant. Driving a car on a busy road and believing in your excellent driving […]

DHFL delays interest payment – Impact on MFs and what you should do now?

On 4th June 2019, DHFL has delayed interest payment on some of its outstanding bonds owing to which valuation agencies have bring down the value of its outstanding bonds by 75%. As per latest circular from SEBI, Mutual Funds which have invested in DHFL Bonds had to follow valuations provided by these agencies in case […]

Regular Plan investors benefited more from expense ratio cuts

There have been two regulatory changes with respect to mutual fund expense ratios in last six months. A quick look at how expense ratios have changed due to these regulatory changes since Sep 2018 in equity funds. Analysing 137 equity mutual funds across largecap, large & midcap, multicap, midcap and smallcap categories, here are some […]

A common sense lesson from NASA scientists and Mutual Fund Investing

3 minute read. When NASA first started sending astronauts into space, they quickly discovered that regular pens would not work in zero gravity. To overcome the problem, NASA scientists spent ten years and $12 billion to develop a pen that writes in zero gravity, upside down, underwater, on almost any surface including glass and at temperatures ranging from […]

Is time ripe to replace your Largecap Fund with an Index Fund?

There is nothing new about the index funds versus active mutual funds debate. It has been a contentious subject for years with powerful believers on both sides. It is clear in US that majority active funds have under-performed passive funds and hence, there is a big shift that has begun to happen from active mutual […]

Get retirement ready with this checklist

If there’s one thing that you don’t want to do twice, that would be retiring. Imagine having to go back to work after you’ve called it quits. There are many such stories where people have to work after retiring and the most common mistake for this situation is lack of proper planning. Planning your retirement […]

Handling downgrades in your Debt Mutual Fund

“Debt Funds are safer and better than FDs” this has been the narrative since last few years. But the narrative has not helped much, at least the numbers say so. Share of retail investors in Debt Mutual Funds is just not encouraging. This is due to frequent accidents that have happened in Debt Funds over last many years. Initially, investors tried their luck with Income […]

How emotions drive equity market cycles..

Emotions can be a great asset in everyday life, but when it comes to investing, they may be a liability. Equity investing can feel a lot like riding an out-of-control roller coaster. There’s the thrill and excitement when the market goes up, but also the fear and panic when it falls. As emotions increase in […]

Mutual Fund House Ranks Based on Performance – Dec 2018

Looking at Mutual Fund House ranks based on AUM does not solve any purpose for investors and advisers. AMCs should move away from AUM race and start publishing how much % of their AUM is beating benchmark – the primary role for which investors pay management fees to the Mutual Fund. Following are the ranks as […]